National Insurance Company Berhad

Travel Protector

Provides you and/or your family cover against travel related losses

Donʼt leave home without our Travel Protector.

Providing you and/or your family with cover against personal accident, medical related expenses and other travel related losses, interruption or accidents.

Get complete peace of mind during your journey, so you will be able to enjoy your holiday without any worries.

NOTE: The information shown here is for reference only. All benefits and features mentioned here are subject to the terms and conditions of the policy. Please refer to the policy contract for the precise terms and conditions of this insurance plan.

More About National Insurance Travel Protector Product

Coverage/Benefits Highlights

The policy provides:

Protection during the duration of travel
Reimbursement for medical costs
Personal accident protection
Single Journey plan – up to 185 days per trip
Annual Cover plan – up to 90 days per trip for an unlimited number of trips during the policy period

Travel Protector Coverage

SECTION

COVERAGE

BENEFIT

SILVER
(OUTBOUND)

GOLD
(OUTBOUND)

PLATINUM
(OUTBOUND)

1

PERSONAL ACCIDENT

Cover for life Insured

a] 70 years old and below

B$100,000

B$200,000

B$300,000

b] Above 70 years old to 80 years old

B$50,000

B$75,000

B$100,000

Cover for Child

B$25,000

2

MEDICAL, DENTAL AND OTHER EXPENSES

a] 70 years old and below

B$100,000

B$200,000

B$300,000

b] Above 70 years old to 80 years old

B$50,000

B$75,000

B$100,000

c] Due to Covid 19 infection

Option 1

NIL

Option 2

B$100,000

3

COMPASSIONATE VISIT BY A RELATIVE OR FRIEND

NIL

B$2,500

B$5,000

4

CHILD HELP

NIL

B$2,500

B$5,000

5

EMERGENCY SERVICES

In the event of a serious accident or illness requiring hospitalization overseas you may ask the hospital administrator to contact us by phone or fax if you need assistance.
Alternatively, when hospital bills are expected to exceed B$4,000 you may call International SOS Pte Ltd Tel: +65 63399923 for assistance with payment of your hospital bills.
You will be required to give details of your insurance as well as the nature of the problem, location and medical contacts. After validation with us, SOS will arrange to pay bills within the conditions and limits of your insurance coverage.

6

HOSPITAL ALLOWANCE

NIL

up to B$2,500 (B$50 per day)

up to B$5,000 (B$100 per day)

7

REPATRIATION EXPENSES

B$10,000

8

BAGGAGE AND PERSONAL EFFECTS
(Maximum B$800 in respect of any one article or pair or set of articles)

B$1,000

B$2,500

B$5,000

9

DELAYED BAGGAGE

B$500 (B$200 each full 6 hrs delay)

B$750 (B$200 each full 6 hrs delay)

B$1,000 (B$200 each full 6 hrs delay)

10

PERSONAL MONEY AND TRAVEL DOCUMENTS

NIL

B$2,500 [sub-limit B$250 personal money]

B$5,000 [sub-limit B$500 personal money]

11

PERSONAL LIABILITY

B$500,000

B$750,000

B$1,000,000

12

TRAVEL DELAY

(1) B$500 (B$50 for each full 6hrs)
B$150 for partial trip cancellation or
(2) B$5,000 for curtailment

(1) B$1,000 (B$75 for each full 6hrs)
B$250 for partial trip cancellation or
(2) B$7,500 for curtailment

(1) B$2,000 (B$100 for each full 6hrs)
B$500 for partial trip cancellation or
(2) B$10,000 for curtailment

13

MISSED FLIGHT CONNECTION

B$200

14

LOSS OF DEPOSIT OR CANCELLATION

B$5,000

B$7,500

B$10,000

15

CURTAILMENT

B$5,000

B$7,500

B$10,000

16

HIJACKING

B$2,500 (B$50 each full 6hrs)

B$3,500 (B$75 each full 6hrs)

B$5,000 (B$100 each full 6hrs)

17

OVERBOOKED SCHEDULED PUBLIC CONVEYANCE

B$100

18

HOMESURE

NIL

B$2,500 per household

B$5,000 per household

19

RENTAL VEHICLE EXCESS

NIL

B$500

B$1,000

PREMIUM TABLE - OPTION 1 (No Covid19 Cover)

PLAN

SILVER

GOLD

PLATINUM

SINGLE JOURNEY [Travel Sector: ASIA]

B$25.00 for the First 5 days
B$2.50 for each Subsequent Day

B$30.00 for the First 5 days
B$3.00 for each Subsequent Day

B$35.00 for the First 5 days
B$4.00 for each Subsequent Day

SINGLE JOURNEY [Travel Sector: WORLDWIDE]

B$45.00 for the First 5 days
B$4.00 for each Subsequent Day

B$55.00 for the First 5 days
B$5.00 for each Subsequent Day

B$65.00 for the First 5 days
B$6.00 for each Subsequent Day

ANNUAL PLAN [Travel Sector: WORLDWIDE]

B$275.00

B$375.00

B$475.00

PREMIUM TABLE - OPTION 2 (With Covid19 Cover)

PLAN

SILVER

GOLD

PLATINUM

SINGLE JOURNEY [Travel Sector: ASIA]

B$30.00 for the First 5 days
B$3.50 for each Subsequent Day

B$35.00 for the First 5 days
B$4.00 for each Subsequent Day

B$40.00 for the First 5 days
B$5.00 for each Subsequent Day

SINGLE JOURNEY [Travel Sector: WORLDWIDE]

B$55.00 for the First 5 days
B$6.00 for each Subsequent Day

B$65.00 for the First 5 days
B$7.00 for each Subsequent Day

B$75.00 for the First 5 days
B$8.00 for each Subsequent Day

ANNUAL PLAN [Travel Sector: WORLDWIDE]

B$375.00

B$475.00

B$575.00

MAXIMUM LENGTH OF COVERAGE
Single Journey Plan: not more than 185 days per trip
Annual Cover Plan: not more than 90 days per trip for an unlimited number of trips during the policy period

Please refer to the policy document for the complete details of policy exclusions, terms and conditions.

Note: This list is non-exhaustive. Please refer to the policy contract for the full list of terms and conditions.

Travel Protector (Family Plan without Covid-19 Coverage)

Travel Protector (Family Plan without Covid-19) Coverage

SECTION

COVERAGE

FAMILY PLAN

1

PERSONAL ACCIDENT

Cover for life Insured

a] 70 years old and below

B$150,000

b] Above 70 to 80 years old

B$75,000

Cover for Child

B$25,000
Aggregate up to B$350,000 per family

2

MEDICAL, DENTAL AND OTHER EXPENSES

a] 70 years old and below

up to B$150,000 each Insured person

b] Above 70 to 80 years old

up to B$75,000
Aggregate up to B$350,000 per family

3

COMPASSIONATE VISIT BY A RELATIVE OR FRIEND

B$5,000 per family

4

CHILD HELP

B$5,000 per family

5

EMERGENCY SERVICES

When hospital bills are expected to exceed B$4,000 you may call International SOS Pte Ltd Tel: +65 63399923 for assistance with payment of your hospital bills - refer to policy for more details.

6

HOSPITAL ALLOWANCE

up to B$5,000 per family
[B$100 per day per Insured person]

7

REPATRIATION EXPENSES

B$10,000 per family

8

BAGGAGE AND PERSONAL EFFECTS

B$5,000 per family
(Maximum B$800 in respect of any one article or pair or set of articles)

9

DELAYED BAGGAGE

B$1,000 per family (B$200 each full 6hrs delay)

10

PERSONAL MONEY AND TRAVEL DOCUMENTS

B$5,000 (sub-limit B$500 personal money)

11

PERSONAL LIABILITY

B$1,000,000 per family

12

TRAVEL DELAY

1) B$2,000 per family (B$200 for the first full 6hrs delay)
B$100 for each subsequent full 6hrs delay and
B$500 for partial trip cancellation, Or

(2) B$10,000 for curtailment per family

13

MISSED FLIGHT CONNECTION

B$200 per family

14

LOSS OF DEPOSIT OR CANCELLATION

B$10,000 per family

15

CURTAILMENT

B$10,000 per family

16

HUACKING

B$5,000 (B$100 each full 6hrs per family)

17

OVERBOOKED SCHEDULED PUBLIC CONVEYANCE

B$100 per family

18

HOMESURE

B$5,000 per household

19

RENTAL VEHICLE EXCESS

B$1,000 per family

PREMIUM TABLE

SINGLE JOURNEY
(Travel Sector: ASIA)

B$80.00 for the First 5 days
B$10.00 for each Subsequent Day

SINGLE JOURNEY
(Travel Sector: WORLDWIDE)
NO ANNUAL PLAN FOR FAMILY

B$150.00 for the First 5 days
B$12.00 for each Subsequent Day

MAXIMUM LENGTH OF COVERAGE: Single Journey Plan: not more than 185 days per trip
Please refer to the policy document for the complete details of policy exclusions, terms & conditions.

Note: This list is non-exhaustive. Please refer to the policy contract for the full list of terms and conditions.

Travel knowing that
you are covered

Travel Protector

Provides you and/or your family cover against travel related losses

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Follow the claim procedures to make a claim

Contact Info

Latest Post

Travel knowing that
you are covered

Travel Protector

More About National Insurance Travel Protector Product