Slide 1
Travel Protector
Travel knowing that
you are covered
Travel Protector
Provides you and/or your family cover against travel related losses
Donʼt leave home without our Travel Protector.
Providing you and/or your family with cover against personal accident, medical related expenses and other travel related losses, interruption or accidents.
Get complete peace of mind during your journey, so you will be able to enjoy your holiday without any worries.
NOTE: The information shown here is for reference only. All benefits and features mentioned here are subject to the terms and conditions of the policy. Please refer to the policy contract for the precise terms and conditions of this insurance plan.
More About National Insurance Travel Protector Product
Coverage/Benefits Highlights
The policy provides:
- Protection during the duration of travel
- Reimbursement for medical costs
- Personal accident protection
- Single Journey plan – up to 185 days per trip
- Annual Cover plan – up to 90 days per trip for an unlimited number of trips during the policy period
Travel Protector (without Covid-19 Coverage)
Travel Protector (without Covid-19) Coverage
SECTION
COVERAGE
BENEFIT
SILVER
GOLD
PLATINUM
1
PERSONAL ACCIDENT
Cover for life Insured
a] 70 years old and below
B$100,000
B$200,000
B$300,000
b] Above 70 years old to 80 years old
B$50,000
B$75,000
B$100,000
Cover for Child
B$25,000
B$25,000
B$25,000
2
MEDICAL, DENTAL AND OTHER EXPENSES
a] 70 years old and below
B$100,000
B$200,000
B$300,000
b] Above 70 years old to 80 years old
B$50,000
B$75,000
B$100,000
3
COMPASSIONATE VISIT BY A RELATIVE OR FRIEND
NIL
B$2,500
B$5,000
4
CHILD HELP
NIL
B$2,500
B$5,000
5
EMERGENCY SERVICES
In the event of a serious accident or illness requiring hospitalization overseas, you may ask the hospital administrator to contact us by phone or fax if you need assistance.
Alternatively, when hospital bills are expected to exceed B$4,000 you may call International SOS Pte Ltd Tel: +65 63399923 for assistance with payment of your hospital bills.
You will be required to give details of your insurance as well as the nature of the problem, location and medical contacts. After validation with us, SOS will arrange to pay bills within the conditions and limits of your insurance coverage.
Alternatively, when hospital bills are expected to exceed B$4,000 you may call International SOS Pte Ltd Tel: +65 63399923 for assistance with payment of your hospital bills.
You will be required to give details of your insurance as well as the nature of the problem, location and medical contacts. After validation with us, SOS will arrange to pay bills within the conditions and limits of your insurance coverage.
6
HOSPITAL ALLOWANCE
NIL
up to B$2,500 (B$50 per day)
up to B$5,000 (B$100 per day)
7
REPATRIATION EXPENSES
B$7,500
B$7,500
B$7,500
8
BAGGAGE AND PERSONAL EFFECTS
(Maximum B$800 in respect of any one article or pair or set of articles)
(Maximum B$800 in respect of any one article or pair or set of articles)
B$1,000
B$2,500
B$5,000
9
DELAYED BAGGAGE
B$500 (B$200 each full 8 hrs delay)
B$750 (B$200 each full 8 hrs delay)
B$1,000 (B$200 each full 8 hrs delay)
10
PERSONAL MONEY AND TRAVEL DOCUMENTS
NIL
B$2,500 [sub-limit B$250 personal money]
B$5,000 [sub-limit B$500 personal money]
11
PERSONAL LIABILITY
B$500,000
B$750,000
B$1,000,000
12
TRAVEL DELAY
(1) B$500 (B$50 for each full 8hrs)
B$150 for partial trip cancellation or
(2) B$5,000 for curtailment
B$150 for partial trip cancellation or
(2) B$5,000 for curtailment
(1) B$1,000 (B$75 for each full 8hrs)
B$250 for partial trip cancellation or
(2) B$7,500 for curtailment
B$250 for partial trip cancellation or
(2) B$7,500 for curtailment
(1) B$2,000 (B$100 for each full 8hrs)
B$500 for partial trip cancellation or
(2) B$10,000 for curtailment
B$500 for partial trip cancellation or
(2) B$10,000 for curtailment
13
MISSED FLIGHT CONNECTION
B$200
B$200
B$200
14
LOSS OF DEPOSIT OR CANCELLATION
B$5,000
B$7,500
B$10,000
15
CURTAILMENT
B$5,000
B$7,500
B$10,000
16
HIJACKING
B$2,500 (B$50 each full 8hrs)
B$3,500 (B$75 each full 8hrs)
B$5,000 (B$100 each full 8hrs)
17
OVERBOOKED SCHEDULED PUBLIC CONVEYANCE
B$100
B$100
B$100
18
HOMESURE
NIL
B$2,500 per household
B$5,000 per household
19
RENTAL VEHICLE EXCESS
NIL
B$500
B$1,000
PREMIUM TABLE
PLAN
SILVER
GOLD
PLATINUM
SINGLE JOURNEY [Travel Sector: ASIA]
B$25.00 for the First 5 days
B$2.50 for each Subsequent Day
B$2.50 for each Subsequent Day
B$30.00 for the First 5 days
B$3.00 for each Subsequent Day
B$3.00 for each Subsequent Day
B$35.00 for the First 5 days
B$4.00 for each Subsequent Day
B$4.00 for each Subsequent Day
SINGLE JOURNEY [Travel Sector: WORLDWIDE]
B$45.00 for the First 5 days
B$4.00 for each Subsequent Day
B$4.00 for each Subsequent Day
B$55.00 for the First 5 days
B$5.00 for each Subsequent Day
B$5.00 for each Subsequent Day
B$65.00 for the First 5 days
B$6.00 for each Subsequent Day
B$6.00 for each Subsequent Day
ANNUAL PLAN [Travel Sector: WORLDWIDE]
B$275.00
B$375.00
B$475.00
MAXIMUM LENGTH OF COVERAGE
Single Journey Plan: not more than 185 days per trip
Annual Cover Plan: not more than 90 days per trip for an unlimited number of trips during the policy period
Single Journey Plan: not more than 185 days per trip
Annual Cover Plan: not more than 90 days per trip for an unlimited number of trips during the policy period
Please refer to the policy document for the complete details of policy exclusions, terms and conditions.
Note: This list is non-exhaustive. Please refer to the policy contract for the full list of terms and conditions.
Travel Protector (Family Plan without Covid-19 Coverage)
Travel Protector (Family Plan without Covid-19) Coverage
SECTION
COVERAGE
FAMILY PLAN
1
PERSONAL ACCIDENT
Cover for life Insured
a] 70 years old and below
B$150,000
b] Above 70 to 80 years old
B$75,000
Cover for Child
B$25,000
Aggregate up to B$350,000 per family
Aggregate up to B$350,000 per family
2
MEDICAL, DENTAL AND OTHER EXPENSES
a] 70 years old and below
up to B$150,000 each Insured person
b] Above 70 to 80 years old
up to B$75,000
Aggregate up to B$350,000 per family
Aggregate up to B$350,000 per family
3
COMPASSIONATE VISIT BY A RELATIVE OR FRIEND
B$5,000 per family
4
CHILD HELP
B$5,000 per family
5
EMERGENCY SERVICES
When hospital bills are expected to exceed B$4,000 you may call International SOS Pte Ltd Tel: +65 63399923 for assistance with payment of your hospital bills - refer to policy for more details.
6
HOSPITAL ALLOWANCE
up to B$5,000 per family
[B$100 per day per Insured person]
[B$100 per day per Insured person]
7
REPATRIATION EXPENSES
B$10,000 per family
8
BAGGAGE AND PERSONAL EFFECTS
B$5,000 per family
(Maximum B$800 in respect of any one article or pair or set of articles)
(Maximum B$800 in respect of any one article or pair or set of articles)
9
DELAYED BAGGAGE
B$1,000 per family (B$200 each full 8 hrs delay)
10
PERSONAL MONEY AND TRAVEL DOCUMENTS
B$5,000 (sub-limit B$500 personal money)
11
PERSONAL LIABILITY
B$1,000,000 per family
12
TRAVEL DELAY
1) B$2,000 per family (B$200 for the first full 8hrs delay)
B$100 for each subsequent full 8hrs delay and
B$500 for partial trip cancellation, Or
(2) B$10,000 for curtailment per family
B$100 for each subsequent full 8hrs delay and
B$500 for partial trip cancellation, Or
(2) B$10,000 for curtailment per family
13
MISSED FLIGHT CONNECTION
B$200 per family
14
LOSS OF DEPOSIT OR CANCELLATION
B$10,000 per family
15
CURTAILMENT
B$10,000 per family
16
HUACKING
B$5,000 (B$100 each full 8hrs per family)
17
OVERBOOKED SCHEDULED PUBLIC CONVEYANCE
B$100 per family
18
HOMESURE
B$5,000 per household
19
RENTAL VEHICLE EXCESS
B$1,000 per family
PREMIUM TABLE
SINGLE JOURNEY
(Travel Sector: ASIA)
(Travel Sector: ASIA)
B$80.00 for the First 5 days
B$10.00 for each Subsequent Day
B$10.00 for each Subsequent Day
SINGLE JOURNEY
(Travel Sector: WORLDWIDE)
NO ANNUAL PLAN FOR FAMILY
(Travel Sector: WORLDWIDE)
NO ANNUAL PLAN FOR FAMILY
B$150.00 for the First 5 days
B$12.00 for each Subsequent Day
B$12.00 for each Subsequent Day
MAXIMUM LENGTH OF COVERAGE: Single Journey Plan: not more than 185 days per trip
Please refer to the policy document for the complete details of policy exclusions, terms & conditions.
Please refer to the policy document for the complete details of policy exclusions, terms & conditions.
Note: This list is non-exhaustive. Please refer to the policy contract for the full list of terms and conditions.
Travel Protector (with $20K Covid-19 Coverage)
Travel Protector (with $20K Covid-19 Coverage)
SECTION
COVERAGE
BENEFIT
SILVER
(OUTBOUND)
(OUTBOUND)
GOLD
(OUTBOUND)
(OUTBOUND)
PLATINUM
(OUTBOUND)
(OUTBOUND)
1
PERSONAL ACCIDENT
Cover for life Insured
a] 70 years old and below
B$100,000
B$200,000
B$300,000
b] Above 70 years old to 80 years old
B$50,000
B$75,000
B$100,000
Cover for Child
B$25,000
B$25,000
B$25,000
2
MEDICAL, DENTAL AND OTHER EXPENSES
a] 70 years old and below
B$100,000
B$200,000
B$300,000
b] Above 70 years old to 80 years old
B$50,000
B$75,000
B$100,000
c] Due to Covid 19 infection
B$20,000
B$20,000
B$20,000
3
COMPASSIONATE VISIT BY A RELATIVE OR FRIEND
NIL
B$2,500
B$5,000
4
CHILD HELP
NIL
B$2,500
B$5,000
5
EMERGENCY SERVICES
In the event of a serious accident or illness requiring hospitalization overseas you may ask the hospital administrator to contact us by phone or fax if you need assistance.
Alternatively, when hospital bills are expected to exceed B$4,000 you may call International SOS Pte Ltd Tel: +65 63399923 for assistance with payment of your hospital bills.
You will be required to give details of your insurance as well as the nature of the problem, location and medical contacts. After validation with us, SOS will arrange to pay bills within the conditions and limits of your insurance coverage.
Alternatively, when hospital bills are expected to exceed B$4,000 you may call International SOS Pte Ltd Tel: +65 63399923 for assistance with payment of your hospital bills.
You will be required to give details of your insurance as well as the nature of the problem, location and medical contacts. After validation with us, SOS will arrange to pay bills within the conditions and limits of your insurance coverage.
6
HOSPITAL ALLOWANCE
NIL
up to B$2,500 (B$50 per day)
up to B$5,000 (B$100 per day)
7
REPATRIATION EXPENSES
B$7,500
B$7,500
B$7,500
8
BAGGAGE AND PERSONAL EFFECTS
(Maximum B$800 in respect of any one article or pair or set of articles)
(Maximum B$800 in respect of any one article or pair or set of articles)
B$1,000
B$2,500
B$5,000
9
DELAYED BAGGAGE
B$500 (B$200 each full 8 hrs delay)
B$750 (B$200 each full 8 hrs delay)
B$1,000 (B$200 each full 8 hrs delay)
10
PERSONAL MONEY AND TRAVEL DOCUMENTS
NIL
B$2,500 [sub-limit B$250 personal money]
B$5,000 [sub-limit B$500 personal money]
11
PERSONAL LIABILITY
B$500,000
B$750,000
B$1,000,000
12
TRAVEL DELAY
(1) B$500 (B$50 for each full 8hrs)
B$150 for partial trip cancellation or
(2) B$5,000 for curtailment
B$150 for partial trip cancellation or
(2) B$5,000 for curtailment
(1) B$1,000 (B$75 for each full 8hrs)
B$250 for partial trip cancellation or
(2) B$7,500 for curtailment
B$250 for partial trip cancellation or
(2) B$7,500 for curtailment
(1) B$2,000 (B$100 for each full 8hrs)
B$500 for partial trip cancellation or
(2) B$10,000 for curtailment
B$500 for partial trip cancellation or
(2) B$10,000 for curtailment
13
MISSED FLIGHT CONNECTION
B$200
B$200
B$200
14
LOSS OF DEPOSIT OR CANCELLATION
B$5,000
B$7,500
B$10,000
15
CURTAILMENT
B$5,000
B$7,500
B$10,000
16
HIJACKING
B$2,500 (B$50 each full 8hrs)
B$3,500 (B$75 each full 8hrs)
B$5,000 (B$100 each full 8hrs)
17
OVERBOOKED SCHEDULED PUBLIC CONVEYANCE
B$100
B$100
B$100
18
HOMESURE
NIL
B$2,500 per household
B$5,000 per household
19
RENTAL VEHICLE EXCESS
NIL
B$500
B$1,000
PREMIUM TABLE
PLAN
SILVER
GOLD
PLATINUM
SINGLE JOURNEY [Travel Sector: ASIA]
B$30.00 for the First 5 days
B$3.50 for each Subsequent Day
B$3.50 for each Subsequent Day
B$35.00 for the First 5 days
B$4.00 for each Subsequent Day
B$4.00 for each Subsequent Day
B$40.00 for the First 5 days
B$5.00 for each Subsequent Day
B$5.00 for each Subsequent Day
SINGLE JOURNEY [Travel Sector: WORLDWIDE]
B$55.00 for the First 5 days
B$6.00 for each Subsequent Day
B$6.00 for each Subsequent Day
B$65.00 for the First 5 days
B$7.00 for each Subsequent Day
B$7.00 for each Subsequent Day
B$75.00 for the First 5 days
B$8.00 for each Subsequent Day
B$8.00 for each Subsequent Day
ANNUAL PLAN [Travel Sector: WORLDWIDE]
B$375.00
B$475.00
B$575.00
MAXIMUM LENGTH OF COVERAGE
Single Journey Plan: not more than 185 days per trip
Annual Cover Plan: not more than 90 days per trip for an unlimited number of trips during the policy period
Single Journey Plan: not more than 185 days per trip
Annual Cover Plan: not more than 90 days per trip for an unlimited number of trips during the policy period
Please refer to the policy document for the complete details of policy exclusions, terms and conditions.
Note: This list is non-exhaustive. Please refer to the policy contract for the full list of terms and conditions.
Travel Protector (with minimum $50K Covid-19 Coverage)
Travel Protector (with minimum $50K Covid-19 Coverage)
SECTION
COVERAGE
BENEFIT
SILVER
(OUTBOUND)
(OUTBOUND)
GOLD
(OUTBOUND)
(OUTBOUND)
PLATINUM
(OUTBOUND)
(OUTBOUND)
1
PERSONAL ACCIDENT
Cover for life Insured
a] 70 years old and below
B$100,000
B$200,000
B$300,000
b] Above 70 years old to 80 years old
B$50,000
B$75,000
B$100,000
Cover for Child
B$25,000
B$25,000
B$25,000
2
MEDICAL, DENTAL AND OTHER EXPENSES
a] 70 years old and below
B$100,000
B$200,000
B$300,000
b] Above 70 years old to 80 years old
B$50,000
B$75,000
B$100,000
c] Due to Covid 19 infection
B$50,000
B$100,000
B$150,000
3
COMPASSIONATE VISIT BY A RELATIVE OR FRIEND
NIL
B$2,500
B$5,000
4
CHILD HELP
NIL
B$2,500
B$5,000
5
EMERGENCY SERVICES
In the event of a serious accident or illness requiring hospitalization overseas you may ask the hospital administrator to contact us by phone or fax if you need assistance.
Alternatively, when hospital bills are expected to exceed B$4,000 you may call International SOS Pte Ltd Tel: +65 63399923 for assistance with payment of your hospital bills.
You will be required to give details of your insurance as well as the nature of the problem, location and medical contacts. After validation with us, SOS will arrange to pay bills within the conditions and limits of your insurance coverage.
Alternatively, when hospital bills are expected to exceed B$4,000 you may call International SOS Pte Ltd Tel: +65 63399923 for assistance with payment of your hospital bills.
You will be required to give details of your insurance as well as the nature of the problem, location and medical contacts. After validation with us, SOS will arrange to pay bills within the conditions and limits of your insurance coverage.
6
HOSPITAL ALLOWANCE
NIL
up to B$2,500 (B$50 per day)
up to B$5,000 (B$100 per day)
7
REPATRIATION EXPENSES
B$7,500
B$7,500
B$7,500
8
BAGGAGE AND PERSONAL EFFECTS
(Maximum B$800 in respect of any one article or pair or set of articles)
(Maximum B$800 in respect of any one article or pair or set of articles)
B$1,000
B$2,500
B$5,000
9
DELAYED BAGGAGE
B$500 (B$200 each full 8 hrs delay)
B$750 (B$200 each full 8 hrs delay)
B$1,000 (B$200 each full 8 hrs delay)
10
PERSONAL MONEY AND TRAVEL DOCUMENTS
NIL
B$2,500 [sub-limit B$250 personal money]
B$5,000 [sub-limit B$500 personal money]
11
PERSONAL LIABILITY
B$500,000
B$750,000
B$1,000,000
12
TRAVEL DELAY
(1) B$500 (B$50 for each full 8hrs)
B$150 for partial trip cancellation or
(2) B$5,000 for curtailment
B$150 for partial trip cancellation or
(2) B$5,000 for curtailment
(1) B$1,000 (B$75 for each full 8hrs)
B$250 for partial trip cancellation or
(2) B$7,500 for curtailment
B$250 for partial trip cancellation or
(2) B$7,500 for curtailment
(1) B$2,000 (B$100 for each full 8hrs)
B$500 for partial trip cancellation or
(2) B$10,000 for curtailment
B$500 for partial trip cancellation or
(2) B$10,000 for curtailment
13
MISSED FLIGHT CONNECTION
B$200
B$200
B$200
14
LOSS OF DEPOSIT OR CANCELLATION
B$5,000
B$7,500
B$10,000
15
CURTAILMENT
B$5,000
B$7,500
B$10,000
16
HIJACKING
B$2,500 (B$50 each full 8hrs)
B$3,500 (B$75 each full 8hrs)
B$5,000 (B$100 each full 8hrs)
17
OVERBOOKED SCHEDULED PUBLIC CONVEYANCE
B$100
B$100
B$100
18
HOMESURE
NIL
B$2,500 per household
B$5,000 per household
19
RENTAL VEHICLE EXCESS
NIL
B$500
B$1,000
PREMIUM TABLE
PLAN
SILVER
GOLD
PLATINUM
SINGLE JOURNEY [Travel Sector: ASIA]
B$40.00 for the First 5 days
B$4.00 for each Subsequent Day
B$4.00 for each Subsequent Day
B$48.00 for the First 5 days
B$4.80 for each Subsequent Day
B$4.80 for each Subsequent Day
B$56.00 for the First 5 days
B$6.40 for each Subsequent Day
B$6.40 for each Subsequent Day
SINGLE JOURNEY [Travel Sector: WORLDWIDE]
B$72.00 for the First 5 days
B$6.40 for each Subsequent Day
B$6.40 for each Subsequent Day
B$88.00 for the First 5 days
B$8.00 for each Subsequent Day
B$8.00 for each Subsequent Day
B$104.00 for the First 5 days
B$9.60 for each Subsequent Day
B$9.60 for each Subsequent Day
ANNUAL PLAN [Travel Sector: WORLDWIDE]
B$500.00
B$680.00
B$850.00
MAXIMUM LENGTH OF COVERAGE
Single Journey Plan: not more than 185 days per trip
Annual Cover Plan: not more than 90 days per trip for an unlimited number of trips during the policy period
Single Journey Plan: not more than 185 days per trip
Annual Cover Plan: not more than 90 days per trip for an unlimited number of trips during the policy period
Please refer to the policy document for the complete details of policy exclusions, terms and conditions.
Note: This list is non-exhaustive. Please refer to the policy contract for the full list of terms and conditions.
Travel Protector (Borneo Covid-19 Travel By Land/Sea Only)
Travel Protector (Borneo Covid-19 Travel By Land/Sea Only)
SECTION
COVERAGE
BENEFITS
1
24 Hours Personal Accident
Up to B$20,000.00 per Insured person.
2
Hospitalization including due to Covid-19 infection
Up to B$20,000.00 per Insured person.
3
Repatriation Expenses
Up to B$7,500.00 per Insured person.
Premium
Adult (up to 80 years old)
Child <12 years old
First 5 days
B$ 5.00
B$ 4.00
Each Subsequent Day
B$ 1.00
B$ 0.50
1 year plan
B$ 80.00
B$ 40.00
Download
Travel Protector Proposal Form ( PDF | Filesize. 673 KB )
Travel Protector (with $20K Covid-19 Coverage) Proposal Form ( PDF | Filesize. 922 KB )
Travel Protector (with minimum $50K Covid-19 Coverage) Proposal Form ( PDF | Filesize. 1.1 MB )
Travel Protector (Borneo Covid-19 Travel By Land/Sea Only) Proposal Form ( PDF | Filesize. 570 KB )
Travel Protector Product Disclosure ( PDF | Filesize. 209 KB )
Borneo Travel Plan Product Disclosure ( PDF | Filesize. 164 KB )
