Provides 24 hour protection for death, accident and illness
Have you ever wondered how much it would cost you in hospital bills, if your helper or gardener is hospitalized due to illness or an unfortunate accident?
We have two Domestic Helper insurance products, designed specifically to suit the type of coverage required, as well as to suit your budget.- Employees Package Protector
Provides 24 hour protection for death, accidents and illness and includes workmen’s compensation, hospital and surgical expenses and repatriation expenses. - Workmen's Compensation
A minimum coverage that will protect your domestic helper against accidental injury and illness arising out of and in the course of their employment.
NOTE: The information shown here is for reference only. All benefits and features mentioned here are subject to the terms and conditions of the policy. Please refer to the policy contract for the precise terms and conditions of this insurance plan.
More About National Insurance Domestic Helper Product
Employee Package Protector
Age Limit:
- Between 16 years to 60 years old.
Exclusions:
- War, civil war, AIDS, childbirth, miscarriage, provoked murder or assault, travelling as an aircraft crew, aerial activities, martial arts, racing, radiation and nuclear weapons material.
Please refer to Policy wording for full details.
| Section | Coverage | FDP (Foreign Domestic Plan) |
|---|---|---|
| 1 | Workmen’s Compensation – Death: B$28,800.00 max – Permanent Disability: B$36,000.00 max – Other forms of injury: Amount as per Labour Dept. assessment – Medical Expenses: B$10,000.00 each and every claim |
✓ |
| Territorial Limits | Brunei | |
| 2 | 24 Hours Personal Accident | ✓ |
| Sum Insured | B$10,000 | |
| Territorial Limits | Worldwide | |
| 3 | Medical Expenses arising from accident | ✓ |
| Sum Insured | B$5,000 | |
| Territorial Limits | Worldwide | |
| 4 | Repatriation Expenses | ✓ |
| Sum Insured | B$7,500 | |
| Territorial Limits | Brunei | |
| 5 | Daily Hospital Income | ✓ |
| Sum Insured Per day (max. 60 days) |
B$20 | |
| Territorial Limits | Brunei | |
| 6 | Hospital & Surgical Expenses | ✓ |
| Overall Annual Limit of Coverage | B$100,000 | |
| Per Disability Limit of Coverage | B$30,000 | |
| Territorial Limits | Brunei | |
| 7 | Death benefit including death from natural causes | ✓ |
| Sum Insured | B$5,000 | |
| Territorial Limits | Brunei | |
| Annual Premium per Person | B$185 |
Note: Benefits under Section 2 and / or 3 are payable only if no claim is made under Section 1.
Benefits under Section 5 is payable only if the claim is not payable under Section 1.
Benefits under Section 6 is payable only if the claim is not payable under Section 1 & 3.
Benefits under Section 7 is payable only if the claim is not payable under Section 1 & 2.
