Provides 24 hour protection for death, accident and illness
Have you ever wondered how much it would cost you in hospital bills, if your helper or gardener is hospitalized due to illness or an unfortunate accident?
We have two Domestic Helper insurance products, designed specifically to suit the type of coverage required, as well as to suit your budget.- Employees Package Protector
Provides 24 hour protection for death, accidents and illness and includes workmen’s compensation, hospital and surgical expenses and repatriation expenses. - Workmen's Compensation
A minimum coverage that will protect your domestic helper against accidental injury and illness arising out of and in the course of their employment.
NOTE: The information shown here is for reference only. All benefits and features mentioned here are subject to the terms and conditions of the policy. Please refer to the policy contract for the precise terms and conditions of this insurance plan.
More About National Insurance Domestic Helper Product
Employee Package Protector
Age Limit:
- Between 16 years to 60 years old.
Exclusions:
- War, civil war, AIDS, childbirth, miscarriage, provoked murder or assault, travelling as an aircraft crew, aerial activities, martial arts, racing, radiation and nuclear weapons material.
Please refer to Policy wording for full details.
- Death
B$28,800.00 max
- Permanent Disability
B$36,000.00 max
- Other forms of injury
Amount as per Labour Dept. assessment
- Medical Expenses
B$10,000.00 each and every claim
Per day max. 60 days
Note: Benefits under Section 2 and / or 3 are payable only if no claim is made under Section 1.
Benefits under Section 5 is payable only if the claim is not payable under Section 1.
Benefits under Section 6 is payable only if the claim is not payable under Section 1 & 3.
Benefits under Section 7 is payable only if the claim is not payable under Section 1 & 2.
Excluded Occupations:
- Professional Divers, Police, Army/Military, Law Enforcement Officers, Aircraft Testers, Pilot or Crew, Seamen, Sea Fishermen, Racing Drivers, Jockeys, Oil Rig Workers, Sawyers, Timber Logging Workers, Firemen,War Correspondents, Steeplejacks, Stevedores, Persons Engaged in Demolition of Buildings, Persons Engaged in Ambulance Services, Woodworking Machinists, Explosive Handlers, Underground Tunnelling, Mining, Professional Sportsmen, employees working with oil and gas companies directly involved in drilling, producing, refining and distributing.
Definition - Class 3 Occupations:
- Any person employed in an occupation involving manual work such as but not limited to, persons engaged as construction workers, electrical wireman, grass cutters, farmers, fishmonger, motor mechanic, painters, plumbers, commercial vehicle and heavy machinery drivers.
Note: This list is non-exhaustive. Please refer to the policy contract for the full list of terms and conditions.
