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Labour Bond

Protection for your
foreign workers

Labour Bond

Provides you protection for the employment of foreign workers

Labour bond is a guarantee required by Labour Department from Employers as a security deposit for the employment of foreign workers.

There are 2 types of bond available:

  1. Labour Guarantee – issued by the bank through us, or
  2. Insurance Guarantee (commonly known as JITPA) – A guarantee issued in lieu of labour guarantee or cash deposit to labour department.

In order to apply any of the above, kindly visit our office or any of our authorised agents.

NOTE: The above is intended as a general summary only. The specific terms, coverage, exclusions and conditions applicable to this insurance are described in the policy.

More About National Insurance Labour Bond​ Product


An amount not exceeding the guarantee amount in respect of the cost of the immigrant workers’ passage to Negara Brunei Darussalam, subsistence including salary, accommodation and medical expenses, granted by Labour Department to the employee in the event the employer failing to repatriate their immigrant workers from Negara Brunei Darussalam to the countries of nationalities of those immigrant workers.

Duration of cover is in accordance of the LD issued by Labour Department plus additional six (6) months.

A premium rate of 3.5% to 5% of the guarantee amount is charge depending on the amount of guarantee and the period of coverage.

Fees and charges

  • Stamp duty BND 2.00
  • When we sell a policy through insurance agent or broker, the insurer pays a percentage of commission from the total premium to the insurance agent or broker.
Business Insurance
Business Insurance
Personal Insurance
Personal Insurance
Do you need to make a claim?

Follow the claim procedures to make a claim

Contact Info

Unit 12 & 13, Block A, Regent Square
Simpang 150, Kampong Kiarong BE1318
P.O. Box 1251, BSB BS8672
Negara Brunei Darussalam
+673 222 6222
Monday to Thursday
8.00am to 5.30pm

8.00am to 12.00pm
2.00pm to 5.30pm