IMPORTANT: STATEMENT PURSUANT TO SECTION 37(4) OF THE INSURANCE ORDER 2006 – You are to disclose in this insurance application, fully and faithfully all the facts which you know or ought to know, otherwise the policy issued hereunder may be invalidated.
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MTR01 – Extended Cover
- 24 hours Towing and Roadside Assistance Services
- Windscreen
- Excess Protection
- No Claim Discount (NCD) Protection
- Medical Expenses
- Personal Accident
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National Insurance Company Berhad - Coverage/Benefits
| Coverage | Comprehensive | Third Party |
|---|---|---|
| Liability for death or bodily injury to third party | Unlimited | Unlimited |
| Liability for damage to third party property | Up to BND 200,000.00 | Up to BND 200,000.00 |
| Legal defense for driver on charges of causing death or bodily injury to third party | Covered | Covered |
| Loss or damage to insured vehicle due to accidental collision or overturning | Up to Sum Insured | Not Covered |
| Theft of vehicle or its accessories (tyres, headlights, bumper, etc) | Up to Sum Insured | Not Covered |
| Malicious damage to vehicle caused by a third party | Up to Sum Insured | Not Covered |
| Loss or damage to vehicle due to fire, external explosion, self-ignition or lightning. | Up to Sum Insured | Not Covered |
| Accident whilst in transit (including loading and unloading) and includes inland waterway | Up to Sum Insured | Not Covered |
| Towing of vehicle after an accident | Covered | Not Covered |
| No Claim Discount given on renewal of policy provided no claim made during the policy year. | Up to 50% | Up to 30% |
| Vehicle breakdown towing service | Included | Available on payment of additional premium |
| Geographical Area | Brunei Darussalam, Sabah, Sarawak and Labuan in Malaysia | Brunei Darussalam, Sabah, Sarawak and Labuan in Malaysia |
Note: This is intended as a general summary and is subject to the terms and condition of the policy
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