INTRODUCTION

Have you ever wondered how much it would cost you in hospital bills if your maid or gardener is hospitalized due to illness or an unfortunate accident? This package is designed specially to cover employers whose employees are engaged in household activities such as amah, gardener or driver. Provides 24 hour protection for death, accidents and illness and includes workmen’s compensation, hospital and surgical expenses and repatriation expenses.

PRINCIPAL EXCLUSIONS

• Resulting from self-inflicted bodily injuries (except in an attempt to save human life) while sane or insane, suicide
• Participating in a riot or committing a criminal offence
• Death or permanent disablement attributed to alcohol and/or drugs, AIDS and/or HIV infection

NOTE: The above is intended as a general summary only. The specific terms exclusions and conditions applicable to this insurance are described in the policy.

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