INTRODUCTION

When a fire happens, the effects can be devastating. Your property or that of your business acquired from several years of work may be lost in a matter of a few moments. And then, replacing lost property may mean having to come up with substantial funding. It may be impossible to completely eliminate the risk of a fire breaking out, but you can reduce the financial loss with our Fire Protector Policy Basic perils insured under Fire Protector • Fire • Lightning

PRINCIPAL EXCLUSIONS

• Theft during or after a fire.
• Damage caused by own spontaneous combustion or fermentation.
• Damage to property by its undergoing of heating process
• Remain unoccupied for more than 30 days
• Consequential Losses
• Terrorism acts
• Special Perils

NOTE: The above is intended as a general summary only. The specific terms exclusions and conditions applicable to this insurance are described in the policy.

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