INTRODUCTION

Whether you own a motor vehicle or a motorcycle, the Law requires you to have motor insurance cover before you are permitted to put the vehicle on the road. The minimum is a Third Party Cover. We offer two plans to choose from: • Comprehensive cover   Covers financial loss due to fire, theft and physical damage to your vehicle and liabilities to third parties • Third Party   Covers driver against liability to third party due to negligence for death or bodily injury, damage to other parties' property 24 hours Towing Services:- (optional) • Who is eligible?   Any private motor policyholders of National Insurance Company Berhad   NOTE: The above is intended as a general summary only. The specific terms, coverage, exclusions and conditions applicable to this insurance are described in the policy.

PRINCIPAL EXCLUSIONS

• Loss of use or any other consequential loss;
• Depreciation, wear and tear, mechanical or electrical breakdown;
• Damage of tyres unless the Motor Vehicle ia also damaged at the same time;
• Loss of value of the Motor Vehicle after repairs;
• Cheating, criminal breach of trust;
• Loss or damage due to confiscation, forfeitures, impoundment or otherwise of the Motor Vehicle resulting from any unlawful act or omission of any person;
• Whilst under the influence of intoxication or drugs;
• Your liability against claim from passengers in your vehicle;
• Loss damage or liability arising from an act of nature e.g. flood, storm or landslide;
• Accident outside the geographical area resulting from the loss of or damage to the motor vehicle;
• War related risks;
• Radioactive and nuclear energy risk;
• Any act of terrorism;

NOTE: The above is intended as a general summary only. The specific terms, coverage, exclusions and conditions applicable to this insurance are described in the policy.

VIEW/PRINT BROCHURE