INTRODUCTION

When a fire happens, the effects can be devastating. Your property or that of your business acquired from several years of work may be lost in a matter of a few moments. And then, replacing lost property may mean having to come up with substantial funding. It may be impossible to completely eliminate the risk of a fire breaking out, but you can reduce the financial loss with our Fire Protector Policy Basic perils covered under Fire Protector • Fire • Lightning   NOTE: The above is intended as a general summary only. The specific terms, coverage, exclusions and conditions applicable to this insurance are described in the policy.

PRINCIPAL EXCLUSIONS

• Loss due to theft during or after a fire.
• Damage caused by own spontaneous combustion or fermentation.
• Damage to property by its undergoing of heating process
• Remain unoccupied for a period of more than 30 days
• Consequential Losses
• Terrorism acts
• Special Perils
• Loss or damage caused by pollution or contamination
• War, civil war and any act of terrorism
• Radioactive and nuclear energy risks

NOTE: The above is intended as a general summary only. The specific terms, coverage, exclusions and conditions applicable to this insurance are described in the policy.

VIEW/PRINT BROCHURE